The Success Of Canadian Banks Essay - 821 Words

Introduction Canadian Banks has never attracted that much of attention of the whole world until the subprime meltdown in 2007/2008. Canada was the only G7 country that did not have a government bank bailout. Canadian banks remained profitable through the crisis. A World Economic Forum report ranked Canada first among 134 countries on the soundness of its banks. This paper aims to analyze persuasive reasons for the remarkable success of Canadian Banks in the subprime meltdown. Regulations have been set before the crisis. However, different countries’ implementations are different in practice. The main arguments of this paper are related to the number characters-, leverage ratio and return of equity/asset (R-O-E/R-O-A). Using empirical data of these ratios in different banks in Canada and America lead the paper to several soundness conclusions. Background In 2008, subprime financial crisis started from the United State of America, soon the whole global economic are shaken by this crisis. However, Canadian bank industry survived from this crisis surprisingly. How could Canadian banks survive the subprime meltdown in 2008? It relates to conservative policies and strict regulations in Canadian bank system. The Canada Deposit Insurance Corporation (CDIC) insures each depositor at member institutions up to a loss of $100,000 per account. The purpose of that is to protect deposited from bank insolvency and ensuring the financial stability. In addition, Canadian banks areShow MoreRelatedA Canadian Company Called Td Bank Is An Element Of Long Term Wealth Creation Into Their Enterprise1537 Words   |  7 PagesMy company is a Canadian company called TD Bank. Yes banks are mega-glutinous, self-serving machines and TD has these characteristics similar to what we expect and perceive of such institutions. 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The Joy And Revelation Of A Christmas Carol - 1563 Words

Imagine a staged production of A Christmas Carol set in 1843. See the stage set in the exact time it was written by Charles Dickens. The foggy, crowded streets abuzz with carolers and shoppers, the children staring wide eyed into the shops and bakeries. Hear the bells ringing as a round of â€Å"Hark the Herald Angels Sing† fills the gaslit streets with joy. As a child, going to see A Christmas Carol was one of my fondest Christmas memories. To witness Scrooge s’ transformation from a mean, greedy old man to a joyous, loving benefactor always left me smiling and filled me with hope. Christmas is one of the most magical times of the year, for me, and the many stage and film versions of Dickens’ masterpiece offer many opportunities to experience the joy and revelation of A Christmas Carol. Pick from Alastair Sims version, Patrick Stewart, Bill Murray’s Scrooged, The Muppets and the 3-D masterpiece with Jim Carrey, just to name a few. It’s safe to say it is a very popular show done an infinite number of different ways. That is why as a director I would create a contemporary staging of A Christmas Carol in New York City. Now, at first glance this may seem unoriginal, but for me it is a perfect setting to honor the story in its original form. In terms of script, the version I would choose, is a translation by David Lawver from 2011 (Lawver). It’s royalty free and stays true to Dickens’ novel I want to keep the original script as much as possible since the words of this storyShow MoreRelatedThe Spirit Of Christmas By Charles Dickens1498 Words   |  6 PagesThe True Spirit of Christmas The Spirit of Christmas, Part 1 Text: Luke 2; Matthew 2 Date: November 30, 2014 INTRODUCTION Play intro video during offering — â€Å"Christmas Spirit (The Right Way)† (Show series slide.) Today we begin a Christmas teaching series called â€Å"The Spirit of Christmas.† What do you think the â€Å"Spirit of Christmas† is? (Allow responses) Perhaps it might be best to begin with what the Spirit of Christmas is not: Fully-loaded eggnog or other drinkable â€Å"spirits† The ghost of ChristmasesRead MoreUse of Ghosts to Change Victorian Society in A Christmas Carol by Charles Dickens3307 Words   |  14 PagesUse of Ghosts to Change Victorian Society in A Christmas Carol by Charles Dickens A Christmas Carol is a novel by Charles Dickens, written in the Victorian era about a man named Ebenezer Scrooge. The book was written to remind people that we should all be kinder and more generous towards one another, and keep the spirit of Christmas all the year, not only in the Christmas season. Scrooge is a representation of most of Victorian society, and he is used by DickensRead MoreNarrative techniques of Charles Dickens in Oliver Twist and David Copperfield6299 Words   |  26 Pagesplot†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...†¦Ã¢â‚¬ ¦.8 4.2. Narrative form†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...†¦.8 4.3. The building of characters†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦..†¦.10 4.4. The placing of the narrator†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦....†¦...10 4.5. Different approaches toward situations†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦..11 4.6. The revelation of the narrator†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦.12 5. Similarities between Oliver Twist and David Copperfield†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..13 6. Conclusion†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.......15 Bibliography†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.16 References†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦....17 Read MoreDavid Copperfield9349 Words   |  38 Pagescareer simply took off from that point and Charles became a full time novelist, his first work being Oliver Twist.   Much of Charles work was first published as monthly periodicals Although he began to release a Christmas book on a regular basis, the first of which being A Christmas Carol, published in 1844 and the last being The Haunted Man in 1849. 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(quickly) or cannot occur alone: Ç ¹gà ²Ã¯â‚¬ ¤Ã‡ ¹gà ²Ã¯â‚¬ ¤ (joy). Nwachukwu (1983a) suggests that all reduplicated words should be written together, and this could be justified on the grounds that the reduplicated items often function in different grammatical contexts from the unreduplicated ones Nominal phrasesRead MoreStephen P. Robbins Timothy A. 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Evaluating And Determining Terms For Raising Of Capital - Samples

Question: If sponsor acts on your recommendations that you are putting forward, what value will it add to the firm and should the sponsor take up the project or not? Answer: Financial decisions are crucial for evaluating and determining most favorable terms for raising of capital. Sponsors while investing money into projects needs to understand the spending capital expenditure which can generate value for the firm(Broyles, 2007). Thus, the recommendations include step-by-step decision making such that cost of capital can be ascertained. The primary focus for managers includes to analyse future outlook that a particular project can generate, where capital will be invested, leading to increase in value for the firm. As in any project it becomes critical to compensate sponsors from capital employed and provide them with returns that they expect for covering their cost of capital. Capital budgeting is a procedure undertaken by most managers for assessing systematically sponsors investment and returning their cost of capital in a suitable manner(Stout, 2008). For understanding value that is generated from a particular project, managers need to estimate future cash flows and outcomes from the investment. Timings for each cash flow is also integral according to time value of money. Capital budgeting forms an integral activity that helps decide merits and demerits of an investment project, hence helps decide growth initiatives. Such assessment allows to ascertain investment rate of returns that will be generated from the project, hence evaluating whether a project will be unacceptable or acceptable. Through process of capital budgeting measurability and accountability of the firm is created(Magni, 2009). It identifies resources that a particular business needs to invest in and assessing their risks and returns of the sponsors. Without determining effectiveness of investment decisions, there remains minor chance to exist in the competitive marketplace. Sole idea behind a project investment or business is to earn profits, through capital budgeting long-term financial and economic profitability for a particular project can be best understood( Baker, 2010). Managers generally invests in projects that can benefit the future outlook for the firm for increasing overall value for the business. Managers key focus is to increase value and compensate investors or sponsors of projects through their capital employed with an expected rate of return. Cost of capital is the key to obtaining further future investments and sponsors for projects, hence goal of managers is to maximize returns over and above generating costs of capital. By adopting capital budgeting managers systematically assess each investment project of the sponsors. Capital budgeting enables managers to create an overall outlook and outcome for investments. At any point of time, a firm can undertake several projects at the same time. Hence, specific project inflows case by case investment analysis using techniques help generate future cash flow predictions. The case highlights the following two projects for assessing their potential outcomes: Initial Cost After-Tax, End of Year, Project Cash Flows, CFt 0 1 2 3 4 Project S -$10,000 $5,000 $4,000 $3,000 $1,000 Project L -$10,000 $1,000 $3,000 $4,000 $6,760 The above two projects namely, Project S and Project L have been undertaken for analysis for estimating the future benefits or returns they are going to generate. These projects are estimated using five techniques namely, NPV, Payback period, ARR, PI and IRR for understanding their effectiveness and value that they will generate for the firm. In case sponsors take up the recommendations provided to them then the following will be the value addition done to the firm; Developing and formulating long-term strategic goals: Businesses needs to undertake several projects at the same time or one at a time. Through undertaking of such projects they make profits, which are done by development of long-term strategic goals(Baldenius, 2007). Long-term strategic business goals might be to undertake several projects to several projects and create competitiveness in the market. Such can only be implemented by means of capital budgeting techniques of Net Present Value, Payback period, Accounting Rate of Return, Profitability Index and Internal Rate of Return. Through capital budgeting techniques, managers are able to appraise value for every investment project thus creating a framework for the firm to establish and set its long-term future directions(Froot, 2007). Building and incorporating long term strategic goals are the key to success and sustenance of the business for the firm. Thus, in case a firm is not able to make a decision for its long-term it will l ag behind amongst its competitors and will not be able to extend its core competency. Undertaking long-term strategic planning and goal orientation can be done, in cases current projects costs are ascertained. Financial decisions involving current projects are crucial for future planning and long-term success of the business, by understanding its cash-flows(Carmichael, 2008). Thus, capital budgeting recommendations allows a firm to generate value for its business by ascertaining long-term impacts for a particular project. Seeking out for new investment projects: A firms capability to evaluate investment projects, allows it to look out for new projects. New projects are critical for any firm as it allow profitability for all key business functions and compete in their profits in the industry(De Reyck, 2008). Assessing a running projects cash flow will allow creation of funds for undertaking of new projects for future endeavors. Along with diagnosing set of current projects, it becomes critical that the firm undertakes future projects investment related decisions. A firms future investment decisions for all projects that it undertakes will help attain business growth. New projects can help value-add to the firm by generating cash flows for stabilizing in case current projects lag behind in their cash flows due to any unprecedented event(Cooper, 2011). Analysing capital budgeting decisions for current projects can help predict cash flows for the future that they can generate and planning for future inves tment projects that can yield future cash flows. Newer investment projects can also help regulate cash flows in cases any events happen, thus enabling stabilizing of firms businesses. Estimating and forecasting future cash-flows: In case of any business firms, it becomes essential that it can foresee the future cash flows that are being generated from a particular project overtime(Zimmerman, 2011). Capital budgeting is a technique that allows executives to analyse potential project impact for understanding the impact on future cash flows that they are going to generate. Understanding nature of such estimated future cash flows will enable them to analyse whether such projects has to be accepted or rejected. A firm functions solely depending on its cash flows, that allows it to manage expenditures and plan ahead. In case a firm is unable to plan for its expenditure then it might end up making losses, that ultimately leads to closure for the business(Jain, 2013). Managers while assessing projects for their cash flows include cost of debt or interests that might reflect interests rate of debt capital. Prudent managers often also undertake and assume various scenarios depending upon economic situations that are prevailing. An unprecedented future cash-flow for the firm is required for its sustenance, enabling it to make profits throughout. Thus, recommendations using current projects planned will allow undertaking crucial decisions regarding firms expansion and other endeavors. Facilitating transfer of information: A project evaluation procedure starts with its proposal of whether being accepted or rejected through numerous decisions being made at various authority levels(Stokes, 2008). Capital budgeting allows information transfer to appropriate decision makers within the scope of the firm, which are critical success factors for all potential projects. Risk assessment incorporation is another crucial aspect of capital budgeting that allows transfer of information. While capital budgeting decisions are undertaken and analysed risk, estimation is done for accounting for any unfavorable event that might occur. In cases of economic downturn, a firms business can be severely affected leading to lower number of projects. Such information will allow plan for expenditure and keep buffer for currently operating projects(Truong, 2008). Accommodating for such risks and events will be included in the capital budgeting procedure will be by way of reducing future cash f lows. Capital budgeting technique also often incorporates higher discounted rates for such economic downturns. Getting detailed recommendations and other information regarding a particular project can help analyse whether the project will provide profits or losses in the future. Investment decisions within a firm are crucial for going ahead or stopping with a project. Such transfer of information allows to cover and analyse all potential risks that are facing a particular firm or a project. In cases of high risk projects, decision to accept a project is rejected outright whereas in cases of high return project that can generate positive future inflow is accepted(Miller, 2007). A projects acceptance information is transferred throughout the firm and helps plan for other expenditures. Such transfer of information facilitates planning for all other departments within the firm that is not directly involved in the project. Thus, providing such information helps in value addition to the f irm thus, yielding valuable inputs for strategic decision making. Monitoring and Controlling Expenditures: Every firm needs to establish control over their expenditures for creation of necessary investment projects(Bierman Jr, 2012). A stable investment project that allows good returns can yield to be a profitable, but expenditures needs to be monitored and controlled for crucial benefits in capital budgeting processes. Every type and form of expenses needs to be monitored and controlled such that they do not cross limits and go beyond the firms capacity to facilitate such expenditures(Bennouna, 2010). Capital budgeting allows depicting future cash flows expected from a particular project thus, providing a target to the firm for expenditures. Once a firm has set targets regarding the cash flow it is going to generate from projects then it is able to undertake budgeting process for its entire business. Budgeting for entire business allows to set targets which can help monitor and administer expenses in all related and un-related departments(Gervais, 2011). In cases any form of expenditures overshoots then a firm sets controlling procedure to either do away, mitigate or reduce such expenditures to balance any negative effect. Creating Valuable Decisions: Capital budgeting decision processes can help create decision rules which helps understanding acceptability or rejection for a project(Damodaran, 2007). The results from a well-planned and efficiently controlled project will allow ascertaining whether to proceed with a particular project or to close it down in the process for saving the firm from further wastage of money and time. Capital budgeting process allows two important decisions, one involving financial decision and other comprising of investment decision. When a sponsor agrees to a particular project proposal then he makes financial commitments to the projects that includes set of risks(Hall, 2010). Project can be delayed, cost overruns can occur and other regulatory restrictions can increase costs associated with projects and lead to time delays. Capital budgeting for projects includes analysing cash flow and future returns from a project which further enable creation of decisions for the entire firm. Activities of a firm are solely dependent on the returns that the investment of the firm generate. Such returns acts as the bloodline for functioning of the business and its activities(Frank, 2009). Major strategic decisions within the scope of the business is made from undertaking of such projects. Thus, it becomes indispensible that capital budgeting is made for projects such that decisions for the entire firm can be taken. Following from the above project analysis and benefits that can be rendered to the firm, it can be understood that the capital budgeting procedure is useful. Post undertaking of several techniques of capital budgeting, the following results have been obtained for the two above mentioned projects; Method NPV Payback ARR PI IRR Project S 788.20 2.33 15% 1.07882 14.49% Project L 1,004.03 3.30 23.8% 1.10040 13.55% There are a multiple types of Capital Budgeting technique that are used in evaluation but managers adopt recommendations from one that can yield value to the business. The sole aim of this project evaluation technique is to understand which project can generate more value compared to the other. Net Present Value method that uses discounting techniques for analysing costs and benefits of cash flows is ideally suited for this proposal. NPV method estimates present value for all costs by discounting future values of cash flows, thus enabling determination of whether a project will be profitable in the future or yield losses. This procedure allows inclusion of all expenditures for better evaluation, which can in turn create value by analysing a projects contribution to the firm. Project L is considered better and more viable compared to Project S. Reasoning following from the above recommendation is that NPV for Project L is higher as considered to Project L, ARR, PI is also higher. Howe ver, payback period is higher for Project S as compared to Project L and IRR for Project S is higher. Though Project L will have longer duration for its payback but overall return generated from the project is substantially high compared to the other project. As key intention in this project recommendation is to increase value generated form the project, key objective is to focus on increase in NPV compared to IRR. IRR is not considered for evaluating the projects as it calculates the project inflows to equate the cost of capital. Though such measure might be internally appealing to managers, the measure is not capable of generating cash flows or any benefits for the firm. It cannot reflect on much value creation for the firm hence has been ignored in the consideration for this project. Payback period in a way also is not an effective measure and calculates how fast returns from a particular project can be used in paying back its capital. Therefore creation of value for the firm is not at all included, thus ignored in the consideration. The payback period is also shorter than 4 years thus, it would be more prudent to invest in Project L for generating value for the firm. Businesses generally include capital budgeting techniques prior to project implementation and operation such that it can be aligned to corporate strategy. A corporate strategy to make long term profits or create sustenance for the business can be approved one all consideration for cash flows can be ascertained and such information approved by senior members of the management. Regulatory requirements needs to be considered and taken into approval for analysing long term impacts on the firm and the several projects that they undertake. References Baker, H. K. (2010). Management views on real options in capital budgeting. Baldenius, T. D. (2007). Cost allocation for capital budgeting decisions. The Accounting Review, 837-867. Bennouna, K. M. (2010). Improved capital budgeting decision making: evidence from Canada. Management decision, 225-247. Bierman Jr, H. . (2012). The capital budgeting decision: economic analysis of investment projects. . Routledge. Broyles, J. (2007). Financial management and real options. John Wiley Sons. Carmichael, D. G. (2008). Probabilistic DCF analysis and capital budgeting and investmenta survey. The Engineering Economist, 84-102. Cooper, W. D. (2011). Capital budgeting: A 1990 study of Fortune 500 company practices. Journal of Applied Business Research (JABR), 20-23. Damodaran, A. (2007). Valuation approaches and metrics: a survey of the theory and evidence. Foundations and Trends in Finance, 693-784. De Reyck, B. D. (2008). Project options valuation with net present value and decision tree analysis. European Journal of Operational Research, 341-355. Frank, M. Z. (2009). Capital structure decisions: which factors are reliably important? Capital structure decisions: which factors are reliably important?, 1-37. Froot, K. A. (2007). Risk management, capital budgeting, and capital structure policy for insurers and reinsurers. Journal of risk and Insurance, 273-299. Gervais, S. H. (2011). Overconfidence, compensation contracts, and capital budgeting. Overconfidence, compensation contracts, and capital budgeting, 1735-1777. Hall, J. . (2010). Capital budgeting practices used by selected listed South African firms. South African Journal of Economic and Management Sciences, 85-97. Jain, P. K. (2013). Capital Budgeting Decisions. In Financial Management Practices . Springer India., 37-76. Magni, C. A. (2009). Investment decisions, net present value and bounded rationality. Quantitative Finance, 967-979. Miller, P. . (2007). Mediating instruments and making markets: Capital budgeting, science and the economy. Accounting, organizations and society, 701-734. Stokes, J. R. (2008). Investment in a methane digester: an application of capital budgeting and real options. . Review of agricultural economics, 664-676. Stout, D. E. (2008). Improving capital budgeting decisions with real options. Management accounting quarterly, 1. Truong, G. P. (2008). Cost-of-capital estimation and capital-budgeting practice in Australia. Australian journal of management, 95-121. Zimmerman, J. L.-Z. (2011). Accounting for decision making and control. Issues in Accounting Education, 258-259.

Life On The Rocks Essays - BookLennonMcCartney, BookThe Beatles

Life On The Rocks Yah, I'll have a vodka on the rocks, Who does she think she is, she can't survive without me, what the *censored*'s the big deal anyway so I have a few drinks every night. Oh, well it's her tough luck, I'm not going to stop coming here after work with my buddies every night so I can spend more "quality" time with her and Alex. How old is he anyway, thirteen, fourteen, I should be bringing him here with me for goodness sake. If she wants to kick me out well fine! An ugly bitch like her won't find anyone knew anyway. Harry over here is a drunken bastard, Vanessa should see him each night rolling around in his own puke, but does his wife say anything? No, she wouldn't dare. We're men, it's our choice and if we want to have just a little fun at night we should be bloody well able to. If our wives don't like it they should just keep their mouth shut. But no Vanessa prefers to ramble on each night about some bull*censored* that Alex is afraid of me. I'm just trying to toughen him up like my father did for me and then she brings up our financial situation and how our money is going to waste blah blah blah. Women and money just don't mix. Ya I'll have another one, same thing. I can't believe she wants me to go to AA meetings she knows how much I hated them when I was forced to go for getting caught driving slightly under the influence. Plus it's not like I have a problem. Let alone one were I need to go to the basement of some church, to discuss my problems with some monotone psychology student who is just there to build up credits towards a degree. And I don't particularly feel like being included in a circle of alcoholics and one kid who tries to understand us all at the same time. Like anyone would even come close to grasping what it's like to have grown up in the poor house, with a real boozer for a father and to have had to struggle for an education, by working night shift at a cement plant. Now with my stressful job a few drinks a night just loosens me up, I don't think Vanessa would like it very much if I came home each night at 7:00 acting like an uptight ass hole. I think I might as well forget everything for now and let Vanessa come to her senses. I'm not the one with the problem now, she is. No job, no money, she'll come running back to me. In the meantime I'll just live with Marco, he drinks just as much as I do and has an extra room, it will be like university all over again. And if I did have a problem, I could stop drinking easily, I just don't want to yet. No, No don't close my tab I'll have another, actually make it a Jack Daniels this time and get one for my buddy Harry over there while you're at it.

Emotional intelligence Essay Example

Emotional intelligence Essay Example Emotional intelligence Essay Emotional intelligence Essay Emotional intelligence is used to picture the capacity or accomplishment or a instance of a ego perceived capacity to acknowledge. measure and command an persons sentiments. those of others and groups. Diverse signifiers have been suggested for the definition and disparity exists as to how the term needs to be used. The originality of emotional intelligence is traced from the work of Darwin sing the importance of look of feelings for endurance and 2nd version. In the early twentieth century. intelligence was used to specify cognitive characteristics such as memory and job resolution. subsequently several influential scientists in emotional intelligence has come up to see the non-cognitive characteristics of intelligence. In the 1920. E. Thorndike. E. employed the term societal intelligence to exemplify the ability of apprehension and forming people ( Epstein 1998 ) . Mayer and Salovey had attempted to specify emotional intelligence within the confines of intellect alone. After their continued survey. Salovey and Mayer revised the description of emotional intelligence as the capacity to comprehend emotion. integrated feelings to ease contemplation and grok the feelings and control emotions to convey about personal growing. The capacity based theoretical account perceives feelings as utile beginnings of information that aid people to do sense of and travel along the societal environment. The ability based theoretical account suggests that people are different in the manner they process information of emotional sort and their ability to pass on emotional processing to a wider knowledge. The ability theoretical account of emotional intelligence suggests that emotional intelligence incorporates four types of abilities that include ; comprehending emotions which describe the capacity to place and construe facial emotions. voices. images and cultural artefacts. The ability to perceive feelings is a basic characteristic of emotional intelligence since it makes processing of expressive information achievable. Using emotions demonstrates the ability to work emotions to let assorted cognitive activities like job resolution and thought. An emotionally intelligent person has the ability to capitalise upon his or her variable tempers to accommodate best the expecting undertaking. Understanding emotions describes the capacity to understand linguistic communication of emotions and appreciating the complex associations between different feelings. Pull offing emotions describes the capacity to command our tempers and those of others. In such a instance an emotionally intelligent single can command emotions even negative so as to accomplish intended ends ( Matthews A ; Zeidner 2002 ) . The present method of mensurating ability based theoretical account of emotional intelligence is based on the Mayer and Salovey’s theoretical account I. e. Mayer-Salovey – Carusal Emotional Intelligence Test ( MSCEIT ) . The theoretical account has its footing on a sequence of emotion-based job work outing points. In line with the suggestion that emotional intelligence is a sort of intelligence the trial is based on IQ trials that are ability based. Through proving individual’s abilities each of the four facets of emotional intelligence it generates tonss for each of the subdivisions including the entire mark. With respect to the four characteristic theoretical account. emotional intelligence necessitates adjustment to societal values ( Brackett A ; Mayer 2004 ) . The assorted theoretical account of emotional intelligence was brought approximately by Daniel Goleman that focuses on emotional intelligence as a aggregation of abilities and accomplishments that drive leading presentation. Goleman’s theoretical account summarized four facets of emotional intelligence viz. ; self-awareness which is the capacity read one’s emotions and placing their deductions while utilizing gut feelings to steer determinations. ego direction which entails modulating 1s emotions and urges to and seting to changing state of affairs. societal consciousness which is the capacity sense. understand and respond to feelings of others while understanding societal webs. Relational direction entails the ability to influence. inspire and develop other while pull offing struggle. Goleman incorporates a set of emotional proficiencies with each physique up of emotional intelligence. Harmonizing to Goleman. proficiency in emotional intelligence is non unconditioned endowments but is instead ability that needs to be worked on and developed to get singular public presentation. He farther asserts that people are born with general intelligence that decides their capacity to larn emotional competence ( Goleman 2006 ) . Mentions Brackett. M. A. A ; Mayer. J. D. ( 2004 ) . Emotional Intelligence: Cardinal Readings on the Mayer and Salovey Model. New York: NPR Inc. Epstein. S. ( 1998 ) . Constructive thought: the key to emotional intelligence. New Jersey: Greenwood Publishing Group. Goleman. D. ( 2006 ) . Emotional intelligence. London: Bantam Books. Matthews. G. A ; Zeidner. M. ( 2002 ) . Emotional Intelligence: Science and Myth. Massachusetts Institute of Technology.

What Are the Health Benefits of Fenugreek

What Are the Health Benefits of Fenugreek SAT / ACT Prep Online Guides and Tips Fenugreek is truly a multi-purpose herb. People from Western Asia and the Mediterranean have used fenugreek for thousands of years to flavor food, improve health, and soothe skin maladies. In more recent years, fenugreek has gained global popularity as anherbalsupplement with a variety ofhealth benefits. While fenugreek has many promising applications, not all of its uses have yet been backed up by rigorous scientific examination. This guide will tell you which of fenugreek’s health benefits are supportedby evidence, and which ones remain more folklore than fact. Read on to learn what fenugreek is, what it does in the body, and where you can buy fenugreek to try it for yourself. To start, what exactly is this multifunctional herb? What Is Fenugreek? Fenugreek (scientific name Trigonella foenum-graecum) is a plant native to Western Asia and the Mediterranean. It has three green or yellow oblong leaves, which can be consumed fresh or dried. Fenugreek leaves and seeds areimportant for cooking and medicines. Fenugreek seeds, also known as methi seeds, are a common ingredient in Indian curries, as well as Turkish, Persian, Eritrean, Ethiopian, and Egyptian cuisine. Because of their sweet, maple-syrup like smell and flavor, fenugreek seeds are also added to artificial maple syrup, candies, ice cream, beverages, tobacco, soaps, and cosmetics. While people use fenugreek seeds ina wide array of products today, they have also been consuming themfor thousands of years. Archaeologists have discovered cooked fenugreek seeds in Iraq dating back to 4,000 BC! Not only do fenugreek seeds taste good, but they have several health benefits. Let’s take a closer look at the composition of fenugreek or methiseedsto figure out why they work as an effective herbal supplement. Fenugreekseeds are where the medicinal magic happens. What Makes Fenugreek Work? Important Compounds As you’ll read below, the health benefits of fenugreekinvolve the regulation of blood sugar, stimulation of milk flow in new mothers, maintenance of hormones, and treatment of inflammation. Scientists have broken down some of the main compounds in fenugreek seeds to get to the root of the herb's beneficialeffects. These are some of the most important ones: Trigonelline: a betaine molecule also present in coffee and alfalfa that may help prevent and treat diabetes. 4-hydroxyisoleucineand2-oxoglutarate: molecules with aninsulin-stimulating effect. Protodioscin: compound that may have aphrodisiac effects. Diosgenin and Yamogenin: compounds used in the commercial synthesis of progesterone and other steroid products. 3-Hydroxy-4,5-dimethyl-2(5H)-furanone: compound that causes amaple-syrup scentin body excretions. Now that you’ve started to get a sense of itsmain uses, let’s look closer at what fenugreekdoes and why it works. First, though, a word of caution about herbal supplements. Look before you leap! Some retailers care more about their bottom line than your health. Why You Should Be Cautious AboutHerbal Supplements Herbal remedies can be very effective alternative treatments to prescription medication. At the same time, there’s a big business of retailers that exaggerate health claims to market their products and make money. The best way to evaluate these claims is to take a look at objective, rigorous scientificresearch. Has the supplement been tested in a randomized control trial and been proven to have statistically significant effects? If its benefits are purely anecdotal, then you might not want to waste your time or money, or worst case scenario, risk causing yourself more harm than good. With these guiding principles in mind, we’ve analyzed the scientific evidence behind the top supposed fenugreek benefits. Read on for the best fenugreek uses and the scientific evidence that backs them up. Fenugreek Benefits: Analysis of 4 PopularUses People take fenugreek in a variety of forms as an herbal supplement. Its most common form isa pill or capsule, but it can also be made into a tea or ground up and combined with other ingredients to make a poultice and applied to injured skin. The most commonly claimed fenugreek benefits aremilk production in new mothers, blood sugar levels, testosterone and male libido, and treating inflammation. Let’s look at the top four benefits of fenugreek, along with the research studies backing upthese effects. While these are the top studies currently available, hopefully, scientists will continue to evaluate its effects and gain more insight into what fenugreek does and why it works. Fenugreek can act as a galactagogue. (Keep scrolling to learn what galactagogue means.) Use 1: To Enhance Milk Production in New Mothers Fenugreek is widely used as a galactagogue, or a milk flow-enhancing agent in new mothers. Nursing women take fenugreek in pill form or drink it as a tea after they’ve had a baby. While fenugreek appears to be an effective galactagogue, it can have adverse effects if you take it while pregnant. Most doctors advise that women should only take fenugreek supplements once they’ve had their baby and not before. Let’s take a look at one of the studies backing up fenugreek’s efficacy as a galactagogue. The Evidence: Fenugreek and Milk Production This study examined the effectiveness of fenugreek tea as a galactagogue in new mothers. It divided 66 mother-infant pairs into three groups. One group drank the tea everyday, the second drank a placebo tea, and the third drank no tea and served as the control group. Researchers looked at breast milk volume and infant weight gain over a few days and found significantly higher volume and weight gain among the fenugreek tea-drinking group. From the study, researchers concluded that â€Å"Maternal galactagogue herbal tea supplementation seems to be useful for enhancing breast milk production and facilitating infant birth weight regain in early postnatal days.† If you’re interested in trying fenugreek as a milk-enhancing agent, how should you take it? How to Take Fenugreek to Stimulate Milk Production First and foremost, new mothers should consult their doctorsbefore adding fenugreek as an herbal supplement to their diet. Since it can have significant effects, everyone should make sure that they don’t have any pre-existing conditions that could interact adversely with fenugreek. If you decide to take fenugreek, you could take it as fenugreek tabletsor drink it as a fenugreek tea. A typical dosage is two to three capsules (580 to 610 mg each) taken by mouth three times a day. Drinking it as a tea is a more mild amount. You might drink between one and three cups a day as a hot tea, iced tea, or mixed with apple juice. Again, in most cases, pregnant women should not take a fenugreek supplement. You can read more about some of fenugreek’s potential side effects below. Once it enters your bloodstream, fenugreek goes head to head with the gummy bear brigadein the Battle of Blood Sugar. Use 2: To Maintain Blood Sugar Levels Fenugreek seeds arecommonly used as a supplement to control blood glucose, especially to prevent or treat diabetes. It appears to alleviate problems around the metabolism of blood sugar. Let’s take a look at some of the evidence behind this use of fenugreek. The Evidence: Fenugreek and Blood Sugar Several studies have looked at fenugreek and found that it hada significant effect on blood glucose levels. This first study gave a fenugreek supplement in both capsule and cooked form (on biscuits) to 60 non-insulin-dependent male diabetics. Ultimately, the study found that â€Å"2 grams of a powdered mixture of traditional medicinal plants in either raw or cooked form can be successfully used for lowering blood glucose in diabetics.† A second study also gave fenugreek to diabetic subjects in the form of food, this time incorporating it into bread. Like in the first study, researchers found that â€Å"acceptable baked products can be prepared with added fenugreek, which will reduce insulin resistance and treat type 2 diabetes." Alleviating problems of blood sugar metabolism is a common use of fenugreek, and people with diabetes may consider adding it to their diets in capsule or food form. How to Take Fenugreek to Control Blood Glucose The most common ways to take fenugreek to control blood sugar levels are in capsule form, ground up and added to food, or made into a tea. The recommended dosage falls between 2.5 and 15 grams a day. The amount you take varies depending on your weight, any other medications you take, and other factors. Fenugreek seeds alone haven'tbeen shown to treat diabetes, and it may have adverse interactions with certain diabetes medications. To figure out dosage and account for any variables, you should talk to your doctor before adding fenugreek to your healthcare routine. Ooh la la. Wine and roses have got nothing on fenugreek when it comes to getting in the mood. Use 3: To Boost Libido One of fenugreek’s ancient uses is to enhance libido. Mediterranean and Western Asian cultures have incorporated the herb into their diets for thousands of years to enhance sexual desire. Recent studies have suggested that fenugreek may increase libido in both men and women. The Evidence: Fenugreek and Sexual Desire Let’s take a look at one study involving males and another involving females. This 2011 study tested the effect of fenugreek extract on male libido, which it defined as sexual drive, urge, or desire. It recruited 60 men between the ages of 25 and 52 and gave them either 600 mg of fenugreek twice a day or placebo capsules. The physiological results were self-reported by participants, meaning that the results have some room for subjective bias. Overall, the group taking fenugreek supplements reported a 28% increase in libido while those taking the placebo reported a decrease overall. Scientists concluded that fenugreek can have â€Å"a significant positive effect on physiological aspects of libido† and that the herb â€Å"may assist to maintain normal healthy testosterone levels.† This 2015 study gathered 80 female participants between the ages of 20 and 49 with a self-reported low sex drive. They took fenugreek extract or a placebo for eight weeksand reported their experiences using the â€Å"Derogatis Interview for Sexual Functioning† and â€Å"Female Sexual Function Index† questionnaires. Ultimately, researchers concluded that â€Å"T foenum-graecum [fenugreek] seed extract is a well-tolerated and an effective botanical medicine for use in the support of sexual function for pre-menopausal women, in particular increasing sexual desire and arousal, with positive effects in concentration of E2 [estradiol] and free testosterone.† Thestudies suggest that fenugreek supplements may increase libido in both men and women. How to Take Fenugreek to Boost Libido Fenugreek can be taken as a capsule or brewed into a tea, or the seeds can be ground up and added to food or bread. A dose of 500 to 600 mg fenugreek capsules per day is recommended to boost libido. As with any herbal supplement, you should check with your doctor to determine the right amount for you. Is your skin red, bumpy, or injured? A fenugreek-based poultice can help. Use 4: To Soothe Skin Inflammation or Injury Fenugreek powder has long been combined with other soothing herbs to make poultices and treat skin inflammation and injury. Recent studies have suggested that fenugreek may have anti-inflammatory and antioxidant properties. The Evidence: Fenugreek andSkin Inflammation A group of researchers in Saudi Arabia extracted and isolated compounds in fenugreek seeds to determine whether or not they had anti-inflammatory and antioxidant properties. They found that â€Å"water extracts and flavonoids† from fenugreek seed extract did have the anti-inflammatory and antioxidant properties that people have long reported. However, further research is needed on the effects of taking fenugreek on a daily basis. A 2012 study found that fenugreek reduced joint inflammation and arthritis in rats. Research on fenugreek’s anti-inflammatory properties in humans is needed to back up its effectiveness in this area as an herbal supplement. How to Use Fenugreek to Treat Skin Inflammation To soothe injured or inflamed skin, people traditionally grind dried herbs or boil fresh herbs in water and make a paste. You might combine fenugreek seed powder with other skin-soothing herbs, like slippery elm, flaxseed, lobelia, or goldenseal, as well as medicinal charcoal. After combining everything into a paste, you would spread itacross a clean piece of gauze, linen, or cotton and apply it directly to the skin. You would leave the poultice on the skin for anywhere from one to 24 hours, taking it off when the skin feels better. Some people warm the poultice before pressing it to the skin. Along with thefour main uses described above - enhancing milk production, controling blood glucose, boosting libido, and treating skin inflammation -people claim a number of otherfenugreek health benefits. Let’s take a look at other potential positive effects of taking fenugreek. People have been consuming fenugreek seeds for thousands of years. Other Potential Health Benefits of Fenugreek People have been consuming fenugreek for thousands of years, and many believe that it has a wide range of physical benefits. These are a few additional anecdotal fenugreek seeds benefits: Balance cholesterol Soothe upset stomach and digestive problems Reduce menstrual cramps Reduce appetite Reduce fat mass Maintain liver and kidney health Soothe muscle pain Reduce fever Can fenugreek seeds really accomplish all this? At this point, there’s little scientific evidence behind these alleged benefits, so much more research is needed to assess the efficacy of this herbal supplement. If you’re not experiencing serious injury or fever that would be better treated with prescription medication, then it may be worth trying fenugreek capsules or seeds to see if they work for you. As with any other new drug, you should consult with your doctor to make sure that you don’t take any medicines or have any other conditions that could interact poorly with fenugreek. Fenugreek does have some potential adverse side effects, and it’s important to be aware of them before incorporating the supplement into your routine. Before you introduce fenugreek to your diet, you should talk to a medical practitioner about possible side effects and interactions. Fenugreek Side Effects: 6 Potential Problems While it’s common to think of herbal remedies as harmless, that’s not necessarily the case. Fenugreek can potentially have adverse effects in the body, and it’s important to be aware of them so that your healthcare plan doesn’t do more harm than good. The following are the six main potential fenugreek side effects. Side Effect 1. Induce Childbirth For the most part, pregnant women are advised not to take fenugreek. Because it contains oxytocin, fenugreek couldact as a uterine stimulant, meaning itcould cause contractions and preterm labor. Some people have used fenugreek to induce labor, but you shouldn’t try this without speaking to a medical practitioner first. You should also be aware that studies have shownthat a large dose of fenugreek caused birth defects in rats and developmental problems in mice. The other side effect of taking fenugreek while pregnant is that it can give a false alarm of Maple Syrup Urine Disease (MSUD). MSUD is an inherited genetic disorder so named because it causes a maple syrup-like smell in body excretions. Fenugreek won’t cause this often fatal disorder, but it can cause a serious scare and unnecessary emergency testing when the baby is born. Side Effect2. Diarrhea Fenugreek may cause stomach irritation and diarrhea. This can be especially dangerous if the nursing infant gets sick, as she could get dehydrated. Be careful if you take a blood thinner, as fenugreek could cause excessive bleeding. Side Effect 3. Bleeding Fenugreek contains a chemical compound called coumarin that can act as a blood thinner. While researchers don’t know yet if the normal dosage of fenugreek has a significant effect on the blood, they warn people on blood-thinning or anti-coagulant medications to be careful and consult their doctors before taking fenugreek supplements. Side Effect 4. Hypoglycemia If you’re taking both medicine for diabetes and fenugreek supplements, you should measureyour blood sugar levels so they don’t become too low and cause hypoglycemia. Since fenugreek can lower blood glucose levels, you don’t want to take too many medications and cause your levels to dip too low. Similarly, you should be cautious if you’re already prone to low blood sugar. Consult with your doctor about the right amount, and carefully monitor the effects that fenugreek supplements have on your blood sugar levels. Side Effect 5. Allergic Reactions Whenever you’re introducing a new supplement into your diet, you should be aware of any possible allergic reactions. Fenugreek is in the same family as chickpeas, green peas, soybeans, and peanuts, so you should be especially mindful about your body’s reaction if you have allergies to any of these foods. An allergy to one doesn't necessarily mean that you'll have an allergy to another, but you should proceed with caution if you've never consumed fenugreek before. Check with your doctor, and try just a small dosage of fenugreek at first. Stop taking it if you experience a rash, hives, swelling, or trouble breathing. This last side effect isn't dangerous, but it may cause unpredictable cravings for Belgian waffles. Side Effect 6. â€Å"Maple Syrup† Sweat or Urine This last side effect doesn’t cause any harm, apart from the false alarm about MSUD in infants described above. Fenugreek has a strong, sweet odor, and eating the seeds might pass that maple syrup-like smell into your sweat and urine or the sweat and urine of a nursing baby. If you start to notice this maple syrup-like odor, then you’ll know the cause! If you’d like to try taking fenugreek for any of the above-described health benefits, where can you find it? Where to Buy Fenugreek Fenugreek is a common herbal supplementthat you can buy in many healthcare or grocery stores or online. Walgreens, Walmart, and CVS, for instance, sell fenugreek in capsule and tea form, and Whole Foods sells the capsules, tea, and seeds (look for methi seeds). You can also find methi seeds and powder in many smaller Indian and Middle Eastern grocery stories. Finally, you can shop online and buy capsules, tea, and seeds from Amazon or a number of other online retailers that pop up via Google Shopping. Some good brands include Nature's Way, Solaray, Oregon's Wild Harvest, Alvita, Yogi Tea, and Nature's Answer. Teas and capsules cost somewhere between $5 and$10.You can also take powdered fenugreek seeds, or fenugreek extract in a liquid tincture. Read on for suggested dosages for how to take fenugreek in capsule, tea, powder, or tincture form. Fenugreek is most commonly taken in capsule form. How to Take Fenugreek As you read above, you can take fenugreek in capsule form, brew it into a tea, or add the powdered seeds to food. Fenugreek is also available in a liquid tincture form, so you could add a few drops to juice or water. Here's how much fenugreek to take in each form. Capsule:500 to 600 mg, three times a day. Tea:two to three cups a day. You can make hot or iced tea or combine it with juice. Powder:five to 30 grams of de-fatted seed powder up to three times a day. It's best to consume fenugreek powder before or as part of a meal. Tincture: three to four mL three times a day. One drop is similar to a 500-600 mg capsule. Your dosage depends on a number of factors, including weight, age, and health status. Your doctor or an herbalist can help you determine the right individualized dosage. Taking Fenugreek as an Herbal Supplement: Best Uses Fenugreek, anherb native to the Mediterranean and the Middle East, has a number of health benefits. While scientific research remains limited at this point, there's some substantial evidence that points to fenugreek's effectiveness in enhancing milk production, regulating blood glucose levels, boosting libido, and acting as an anti-inflammatory agent on irritated skin. While people have claimed for a long time that fenugreek has a number of other positive effectsas well, as this point many of its purported benefits remain anecdotal.Without the weight of a controlled study, you should be skeptical of anyone claiming fenugreek is a miracle drug. You should also be cautious about fenugreek'spotential side effects, and make sure to speak with a medical practitioner before introducing itas an herbal supplement into your diet. If you do find that fenugreek has beneficial effects on your health, then you may be glad to hear that fenugreek or methi seeds in various forms arewidely accessible and affordableat a variety of grocery and healthcare stores, both of the online and brick-and-mortar variety. If fenugreek turns out tobe the herbal supplement you've been looking for, thenyou can joinan ancient practice of fenugreek consumption that dates back almost 6,000 years.

Choose a business function (e.g. marketing HR finance) and outline and Essay

Choose a business function (e.g. marketing HR finance) and outline and discuss the changing nature of work and employment in thi - Essay Example Conclusion†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.8 VIII. Bibliography†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..10 I. Introduction: â€Å"Setting a goal is not the main thing. It is deciding how you will go about achieving it and staying with that plan.† 1-- Tom Landry In the present backdrop of globalization as trend-setters and intensive competitive market, the Human Resource department is not confined to the mere recruitment and payroll management instead the HR business function has contributed immensely to the timeline adherence with high-qualitative and more productive deliverables which has become imperative day by day. This in line has prioritized the HR to fulfill the need to educate, train and organize resource-planning a nd imbibe in the common company-culture and creativity to team-up to yield an energetic high performance network. Thus the knowledge-assets of organization nurtured by the HR department – are driven by like-minded individuals who share the passion, vision and mission of the corporation and hence increase the brand-endorsement and market-value manifold compared to any tangible assets. Amongst the top priority lists in the agenda of any successful HR department is effective talent acquisition to employ, deploy, train and retain the best individuals. In this research article the case study of the Human Resources Department has been scrutinized and analyzed with the focus on the changing nature of the work and employment in HR. II. Human Resources: The deployment and retention of suitable acquisition of talents in an organizational workforce is the supremely important and the most challenging tasks of the HR and the Management – which in the long run has proven to be the k ey to organizational success. Planning is the cardinal key to success of any organization and hence job description, task analysis worksheet, KSA (knowledge, skill, or ability) identification, and job specification are the primordial and primary requirements of Human Capital Management, and thus hiring and retaining the best people in the industry. This is achieved through very strong recruiting efforts which stresses on the overall career and economical development of the workforce, re-recruiting and internal branding, rewards and recognition, personal motivation, team events, periodic onsite deputation and rotation policy. Hence the primary focus of the HR department can be tabulated as: Fresh employment necessary for a vacancy generated. Former workforce needs to be revamped to actualize organizational profit. Specify and define the employee responsibilities and roles. To determine promotion and compensation revisions. To establish impartial standards and specifications (essentia lly for women, underprivileged, minorities, and mentally or physically challenged). The HR hence in the process can prioritize and organize the following: Employment Estimation and Evaluation: Performance Appraisal, Systematic Disbursement of remuneration and revenue allocation, Establishing Salary Levels Talent Acquisition: Designing appropriate job descriptions and specifications in order to recruit employ and retain the best talents in the industry Nurturing organized and competitive employment relationships: Constituting reporting hierarchy and Creating crystal clear correspondence communion Establishing motivated fulfillment of absolute talent management: Systematizing, Strategizing,

Write a summary on the short story the necklace Essay

Write a summary on the short story the necklace - Essay Example She hates her world of â€Å"poverty† and its â€Å"worn walls† and yearns for â€Å"large parlors, decked with old silk†¦coquettish little rooms, perfumed†¦Ã¢â‚¬  These are opposing images that describe the life that Mathilde has and the life she would have rather wanted for herself. Because of what she thinks she is born for, she has become a discontented woman. Furthermore, the necklace is a social status symbol. It stands for the social class that Mathilde wanted to climb, but failed to do so. Mathilde has too much pride; she believes herself to be superior to her social class. Her thoughts are devoted to the notion that she should be â€Å"envied,† â€Å"seductive† and â€Å"sought after.† de Maupassant employs dramatic irony to foreshadow the inevitability of Mathilde’s great loss, when Mme. Forester easily lends her a supposedly-expensive necklace. Somehow, this already points out that the necklace might not be that expensive after all. Still, Mathilde has chosen that necklace precisely because it fits the self-importance she has attached herself to. Mathilde paid a heavy literal and figurative price for her materialism. She is immersed in dreams of grandeur and a better life, a life of parties and luxurious material possessions. When she gets invited to a grand party, she wants a new dress, even if they can hardly afford it, and even borrows a diamond necklace, without thinking of the risks involved. When she loses the necklace, she almost loses her mind. She and her husband bought a new one to replace the lost necklace. From here, Mathilde learns â€Å"rough work of the household, the odious labors of the kitchen.† Situational irony is shown here, because Mathilde only wanted to be beautiful and sought after for one night, but she paid for this night with ten years of hard work that reduced her physical beauty. Hence, she paid a literal and figurative cost for

Review of Own Leadership Behaviour Essay Example for Free

Review of Own Leadership Behaviour Essay B Braun Medical Ltd is one of the worlds leading healthcare suppliers. Our company’s success can be attributed to its employee’s belief in the overall goal of the company and the dedication to achieve them. I work within the Supply Chain Customer Care Department as a Leader of the Emerald Prescription Service, a home delivery business supplying long or short term patients delivery off stoma and incontinence products to there home address. We are a dedicated, compassionate team consisting of six personnel, we look after approximately 2,000 patients who use our service around the UK. We as a team pride ourselves on the fact we are all cross trained and have the ability to undergo anyone’s role if required. I as a leader believe it is important for everyone in the team including myself to be able to carry out any of our procedures with confidence and ease. Various roles within our team are carried out daily in order to supply a slick pro-active service to our patients, which include regular telephone contact with the patients, monthly ordering to ensure they always have supply, contacting GP’s on there behalf to obtain there prescription to dispense there products. Offering hospital specialist stoma and urology nurses a dedicated telephone line so we are able to supply urgent stock to there patients, regular contact with our field based sales staff to communicate wins and falls in achievement and how to improve if something does go wrong. We are a compassionate team pod and have to be when dealing with people. I naturally sit in a democratic leadership model and have strengths which sit in this style, I am a motivated, supportive, calm self confident leader. I listen and communicate well using positive banter and body language. I will encourage idea’s from my team and I give praise and recognition on a good job done. I can adapt well to change and will try new things. Sometimes faced with office culture (tickle tackle) I can face this head on and any problems within my team are ironed out as soon as they occur. I can read a persons personality and situation well and will deal with whatever happens in an appropriate way. To support my theory on my democratic leadership style I carried out a questionnaire with my team please see appendix 1 attached. Our team constantly bring new ideas to the table and our business is in growth and in order to meet this growth we hold monthly meetings. These meetings have advantages and are interactive. They are great for instant feedback, the same information is outlined at the same time making it fair and avoids Chinese whispers. You can get an instant verification of understanding with a clear action plan in place before leaving the meeting and as we are currently looking at improving our procedures to meet business demands the meeting is a priceless tool! Minutes are also issued to backup any member who needs clarification. I also carry out one on ones with my team members a company procedure with yearly objectives set please see examples off these objectives in appendix two. We discuss achievements of these objectives and I give praise, feedback and guidance if required. This helps me to build a strong, flexible and highly effective team with mutual trust for one another.

Shakespeares Hamlet - A Clear Revenge Tragedy? Essay -- Revenge Veng

Hamlet – a Revenge Tragedy?  Ã‚        Ã‚   Most of the revenge-tragic aspect of the Shakespearean play Hamlet is explicitly presented. Some is disguised as straight tragedy, for example, Ophelia’s insanity and death; and some is implied tragedy found in the history of verbal allusions.    In the essay â€Å"An Explication of the Player’s Speech,† Harry Levin discusses the implied tragic dimension of the â€Å"Hecuba† soliloquy:    But the lyrical note can prevail no more than the epical, since Shakespeare’s form is basically tragic; and here his classical model is indicated when Polonius, introducing the Players, warns: â€Å"Seneca cannot be too heavy.† From â€Å"English Seneca read by candlelight,† according to Thomas Nashe, playwrights were lifting handfuls – or were they Hamlets? – of â€Å"tragical speeches.† (31)    Howard Felperin sees in Hamlet a return to the once-extinct revenge play (Felperin 105). Although defunct for awhile, the revenge tragedy resurrected prior to the date of Hamlet’s composition.    The prince has a possible motive for revenge from the very outset: he is dejected by the â€Å"o’erhasty marriage† of his mother to his uncle. Hamlet’s first soliloquy sees the expression of his negative feelings and their growth in intensity; it emphasizes the corruption of the world and the frailty of women:    Must I remember? why, she would hang on him,   Ã‚  Ã‚  Ã‚   As if increase of appetite had grown   Ã‚  Ã‚  Ã‚   By what it fed on: and yet, within a month—   Ã‚  Ã‚  Ã‚   Let me not think on't--Frailty, thy name is woman!—(1.2)   Ã‚   Based on the meeting of the hero and Horatio, A.C. Bradley in Shakespearean Tragedy presents convincing evidence of the depth of the hero’s melancholy – is it potent enough to perform rev... ...ry Rhetoric in the Renaissance. N.p.: Yale University Press, 1976.    Levin, Harry. General Introduction. The Riverside Shakespeare. Ed. G. Blakemore Evans. Boston: Houghton Mifflin Co., 1974.    Mack, Maynard. â€Å"The World of Hamlet.† Yale Review. vol. 41 (1952) p. 502-23. Rpt. in Shakespeare: Modern Essays in Criticism. Rev. ed. Ed. Leonard F. Dean. New York: Oxford University P., 1967.    Shakespeare, William. The Tragedy of Hamlet, Prince of Denmark. Massachusetts Institute of Technology. 1995. http://www.chemicool.com/Shakespeare/hamlet/full.html No line nos.    Wright, Louis B. and Virginia A. LaMar. â€Å"Hamlet: A Man Who Thinks Before He Acts.† Readings on Hamlet. Ed. Don Nardo. San Diego: Greenhaven Press, 1999. Rpt. from The Tragedy of Hamlet, Prince of Denmark. Ed. Louis B. Wright and Virginia A. LaMar. N. p.: Pocket Books, 1958.   

Are social networking sites good for our society?

Social Networking Sites are Great! Everybody in America uses some sort of social network and It's amazing. The use of social networks has made such of an amazing impact on our society by helping not only the government, but even everyday Individuals. Sites Like Backbone and Namespace has helped fight crime more effectively and efficiently. Not only that but It helps student's do better In school and Increase the amount of people you will meet In your Twitter, the Little Birds Who Told. Pole use twitter on a monthly basis, not to mention all of the accounts that have been created that says where everybody lives or works (Yeah†¦ Backbone stalks us, but don't worry it's for the good! ) Everybody giving out this information makes it easy to for the government to find criminals. Backbone the New Textbook Since the active use of social networks like Backbone student's are able to ask their fellow student's questions about homework assignments, this has helped raise student's grades up by a huge 50%.Also the amount of student's who do extra credit assignments has increased by 20% along with that, never thought constantly talking to your friends would help you did you? Long-Distance Relationships are in. Backbone, Twitter, Youth and other social sites connect people all around the world, from a youth video you think is funny, inspirational tweet, to even a group on backbone has connected new people to each other with the same interests. Also not only this but being able to communicate with others has strengthened relationship.So Why Join a Social Network Today? If you join a social network you will be able to talk to your friends and family whenever you want. Meet new friends who Like the same things as you do, or Just blob about what you want to talk about. â€Å"l don't want everyone knowing what I do though. † If you feel uncomfortable with your information being out on the internet, don't be. You are not required to say where you live or what you like, it is all voluntary. You don't even have to use your own enamel You could go on websites like Omega. Com add only who you want. Are Social Networking Sites Good for Our Society Many people in our society can relate. We wake up, check our phones. We go to school, check our phones. We go home, check our phones. And right before we go to bed, we check our phones. And for what? What are we constantly checking? Imagine logging out of social networking sites for one day. How would you feel? You would probably feel disconnected and want to log back on as soon as possible. This generation uses these websites to connect, to stay in the loop, and to become involved. However, people will take advantage of the use of these websites, and in return, the websites take over the majority of their life. The act of constantly wanting to be on a social website has become an obsessive, compulsive activity. Social networking creates a feeling of self-worth. It becomes a daily routine to always know others business, and if it is taken away, it becomes a craving. In this time, the current generation is very dependent and focused on social networking sites. Such social networking sites are Facebook, Twitter, Instagram, etc. These social networking sites have sparked a debate on whether it is good or bad for the society. Social networking can put people at risk for cyber-bullying, false information, fake rumors, and online predators, along with other negative results. It causes two friends that are hanging out, or a mom and her daughter in the car together, to not even converse with each other. Their focus is what is on the phone or the computer. Not the person that they are with. The person thinks they are communicating by being on these social networking sites, when in reality they are being consumed by it. Social networking provides a false sense of identity online where people become limited and blocked from the real world, by a screen. One big issue with social networking sites is that it gives the youth an easier access to bully others, or be bullied. This is called cyber-bullying, where a person uses technology or online social networking sites to bully or harass another person. Certain cases of cyber-bullying are gossip, exclusion, cyber-threats, impersonation, harassment, and cyber stalking. It has become a problem how so many teens in this generation have been bullied. â€Å"More than 1 in 3 young people have experienced cyber threats online. † (Cyber Bullying Statistics). An even bigger problem is the fact that when a kid is bullied, they don’t feel comfortable in telling their parents. â€Å"Only 1 in 10 teens tells a parent if they have been a cyber-bully victim† (Cyber Bullying Statistics). Many kids don’t even put their selves out there to be bullied. Some kids will unwillingly have pictures taken of them and have those pictures be put online. â€Å"1 in 10 adolescents or teens have had embarrassing or damaging pictures taken of themselves without their permission, often using cell phone cameras† (Cyber Bullying Statistics). Cyber-bullying has become an even bigger problem, because not only is it little comments and rude remarks, but it has become serious threats. â€Å"32% of online teens say they have been targets of a range of annoying or potentially menacing online activities. 15% of teens overall say someone has forwarded or posted a private message they’ve written, 13% say someone has spread a rumor about them online, 13% say someone has sent them a threatening or aggressive message, and 6% say someone has posted embarrassing pictures of them online. † (Gilkerson). Cyber-bullying on social networking sites can cause serious issues to the current generation. Another big issue caused by social networking sites that it prevents people having in-person conversations and face-to-face communication. Some say online networking had destroyed in-person communication completely. Online networking can cause a fake sense of feeling in which some feel they are communicating with the outside world, when in reality, they’re inside their home, laying down, and sitting on the phone or computer. A big ordeal with this is the fact that communication is based solely on non-verbal communication, such as body language, eye contact, and tone of voice. When online, people are blocked off from hearing and seeing these non-verbal suggestions. â€Å"As human beings, our only real method of connection is through authentic communication. Studies show that only 7% of communication is based on the written or verbal word. A whopping 93% is based on nonverbal body language. † (Tardanico). This can be a real problem to society because if a person acts as if he or she was fine online, they could really be hiding their true feelings, and others would never know. â€Å"Awash in technology, nyone can hide behind the text, the e-mail, the Facebook post or the tweet, projecting any image they want and creating an illusion of their choosing. † (Tardanico). The person may be feeling upset, depressed, or suicidal, and all others can see is the way they pretend to be online. Without nonverbal cues, others will never know the true emotions behind the computer or phone screen. Another issue if that â€Å"Soon, they will neglect their fami ly and friends as they are too engrossed with the social networking sites†¦Ã¢â‚¬  (Social Networking-Destroyed Communication Essay). Essentially, social networking sites have caused families to slowly drift farther apart. As well, family bonds and friendships are being worn down and broken. Social networking has caused the importance of face-to-face communication to lessen; now we depend on little emoticons and the way the person on the other side is going to react to the message or post. This can put people at danger, for others won’t be able to know the truth. The third, and final, issue caused by social networking is the spread of false information, fake rumors, and gossip. â€Å"49. % of people have heard false news via social media. † (Are Social Networking Sites Good For Our Society? ) Social networking sites such as Twitter can cause the fast, viral spread of false information about events such as the Boston bombings, the Sandy Hook Elementary School Shooting, and Hurricane Sandy. For example, during the Sandy Hook tragedy a cop stated, â€Å"There has been misinformation coming from people posing as the shooter in this case, using other IDs, mimicking this crime and crime scene,† Vance said, adding that some of the posts are of a â€Å"threatening manner. (Roberts) False information this is being spread around is dangerous, because people can we falsely accused of a crime that they did not commit. Also, when Hurricane Sandy occurred, Detroit Free Press states, â€Å"The story of Hurricane Sandy unfolded quickly on social media: a poignant photo of soldiers standing guard at the Tomb of the Unknown Soldier, a picture of a giant wave slamming into the Statue of Liberty, and TV reports that 3 feet of water flooded the New York Stock Exchange. None of it was true. † (Bello). This rumor wreaked havoc, and causing a frenzy throughout the nation, all because of one person. People have been wrongly accused, phony threats and calls have been reported, and fake outcomes of natural disasters have been spread through social networking sites too much. This gives the society a false feeling of belief. If later, what we heard isn’t true, then how will we ever know if the social media is telling the truth or not? People nowadays will tend to believe the first thing they see or the first report they hear. All this causes confusion on the real story of events. Social networking sites also cause stress and tension on relationships. It gives the society a chance to publicly announce something that probably should be kept personal. â€Å"All the social network is doing is exposing the fact that maybe your relationship isn’t what you thought and hoped it was. † (Social Networks Are Ruining Relationships). In essence, social networking sites are giving our generation an easier opportunity to share their private relationships with the public. Social networking sites can easily spread false information, fake rumors, and can make relationships difficult. We use social networking sites as a false sense of identity, giving us limited freedom to do certain things, negative or positive, that we wouldn’t be able to do in person. Certain negative effects are cyber-bullying, the wildfire-paced spread of false information, the public pressure on relationships, and the act of averting people’s attention away from the person in front of them to what’s on their phone screen. The thought that a computer or phone screen can cause form a wall between us, and the real world, is a scary thought. Are Social Networking Sites Good for Our Society? Are social networking sites good for our society? Specific Purpose: In today’s lifestyle, it is admitted that Social Network Sites bring convenience, efficiency, fast, speed and width for adolescents' interpersonal relationship development, but some people don’t know It also brings many negative impacts that social networking sites. Central Idea: Social networking sites have a negative influence on children, teenagers and adults. This paper will demonstrate that social networking sites do cause more harm than good. Introduction:A social networking site can be defined as an online service  that is based around the building and reflecting of social relations among individuals with common interests or social ties. Social networking sites such as Face book, Friendster,Tribe. net, MySpace and Twitter all vary slightly, but the one main feature they have is that they enable users to create a profile within the website to represent themselves and allows users to interact thr ough email, instant messaging and other integrated communication channels within the site.The popularity and growth of social networking sites over the past five years has been colossal, as many people from all over the world join up to this social phenomenon for varied reasons. Today, there are more than 500 million active users on face book and users spend over 700 billion minutes per month on this social networking site (Facebook, 2012). As the technology of Web 2. 0 improves and advances, social networking sites have an even bigger impact on society and human relationships, both positive and negative.I’m going discuss the three main reasons why social networking sites bring many negative impacts pose on today’s media savvy generation. I. Identity theft. A. Identity theft has become a result of the rapid expansion. 1. Total of 810,000 Australians of personal fraud in or identity theft  in 2008† (Australian Bureau of Statistics, 2008). B. Sites such as MySpac e, Facebook and Twitter identity theft in two mains Ways. 1. The first being is that sites encourage you to â€Å"edit our profile†. Users share a variety of information about themselves on their Facebook profiles. 2. The second main issue is the privacy settings on these social networking sites also help personal fraud. II. The weakening of strong ties and isolation. A. The way we communicate with our peers and with strangers over the internet are changing. 1. Weakening our strong ties and also bring about physical social isolation Similar article: Snatch Theft Essay

Crime Rates Essay

In the recent years, crime rate especially in cities have been increasing at an alarming rate. This phenomenon has become a major source of insecurity and fear in the society and is a mind bogging problem faced by most governments. The increase of crime in cities are mostly due to the lack of education, social inequality as well as an ineffective justice system. Firstly, the lack of education in immigrants is a main cause of the increased crime rate in cities .Cities are attractive places to those living in rural areas as a better living can be obtained. However, those who migrate to big cities often lack proper education therefore they are unable to compete with others who were raised in cities. This causes them to face difficulty in searching for jobs and are often of the low income group or even unemployed. The living expenses in cities are much higher than rural areas thus those people are obliged to resort to crime in order to get cash immediately to pay for their living expenses. So, it is clear that good education does play a vital role in crime rates. Read more: Essay on Crime Rate Increase in India Moreover, social inequality also contributes to the increase of crime rates in cities like Delhi, India. The rich live in luxury while the poor live in poverty. This imbalance in the society results in the poor thinking that the government is not being fair and also jealousy. The poor will then commit criminal offences such as stealing and robbing from the rich in order to show their dissatisfaction. Those living in poverty are desperate for basic necessities and often turn to crime as an alternative as it is the fastest way to obtain it. Therefore, the large difference in society classes leads to an increase in crime rates. In addition, crime rates in cities are also influenced by the ineffective justice system of the country. In Battambang, Cambodia, the law does not have great authority hence the people are not afraid to commit crimes. For example, those who commit rape offences in Battambang do not have to face jail but only pay an amount of compensation fee. Those who are arrested are often set free because of loopholes in the proof. Consequently, they are not afraid of the punishment. Hence, a poor justice system leads to the increase in crime rates. Therefore it is obvious that the lack of proper education, large differences among social classes and a justice system that is weak are the main causes of the dramatic increase of crime rates in cities. This issue needs a combined effort by the society and the government to overcome. The government can start by offering free education for the society, enforce stricter laws and also find a solution to decrease the social inequalities in order to curb this issue as it will have a major negative impact on the growth of a country.

Health Essays

Medicare And Its Financial State/Health Essays Medicare And Its Financial State/Health Paper Medicare And Its Financial State/Health Paper Medicare is planned health insurance generally for older persons over 65 year old, younger persons with special medical conditions or persons with permanent Kidney failure. Medicare was formally signed into law on July 30, 1965 and has served the American people ever since. It is important to note that it took another year for beneficiaries to sign up for coverage on July 1, 1966. Medicare was operated primarily by the federal government and subsequently other Medicare plans such as Health Maintenance Organization plans (HMOs) and Preferred Provider Organization plans (PPOs) are offered through private organizations. In recent times there has been active debate on the future, finances and scope of this health insurance. Medicare coverage primarily consists of two parts: Part A (the hospital insurance) and Part B (the medical insurance). Part A covers inpatient care at a hospital, hospice, nursing home or home health care. Part B mainly covers health care by doctors, outpatient care or some other medicines to prevent diseases. Medicare coverage offers options in that persons may choose part A, part B or both parts. It is useful to note that other plans: part C and D are now being offered to cover other services such a purchase or prescription drugs. Plans such as HMOs are chiefly for group health insurance plans which are purchased by groups such as companies, while PPOs are plans where health care providers such as clinics and hospitals sign up with the PPO to provide care for persons who are insured with the organization. Persons with Medicare coverage pay less on doctor visits from their pockets albeit, the actual amount paid to the doctor is determined by factors such as whether it is a participating physician, a non-participating physician who accepts assignments on a case-by-case basis or a non-participating doctor who does not accept assignments.. The board of trustees of the Federal Hospital Insurance (HI) and Supplementary Medical Insurance (SMI) trust funds in their report to congress in 2006 state that there was deterioration in Medicare’s financial health since the previous year. This report stated that the Hospital expenditure would exceed non-interest revenue in 2006 and that the trust fund faced serious financial conditions to the extent that there would not be enough resources to provide coverage in future years. In addition the report showed that the federal government would have to proffer addition financial aid which would negatively impact the Gross Domestic Product (GDP). It was noted that Hospital Insurance (HI) fund would be depleted in 2019, two years earlier than expected. The projection showed that there would be a need for a serious injection of capital or the future of Medicare would be dire. In its annual report in 2008, the board of trustees of the Federal Hospital Insurance (HI) and Supplementary Medical Insurance (SMI) trust funds, reported that there were still serious problems relating to the financial health of Medicare. The report paints a gloomy picture where the long run costs of running the program would exceed inflows and this process would be unsustainable. A vastly burgeoning number of aging baby boomers would put a serious strain on financial resources of Medicare and fiscal deficits are projected in future years. During the 2008 presidential election, there were debates on what to do with health care for the nation and the new government is actively looking at Medicare with the view to doing a complete overhaul including providing increased funding and coverage. The warnings about the potential demise of Medicare and the deleterious impact on America’s aging population has been sounded again by the trustees of (HI) and the new government seems to be awakening to the exigencies that now face the nation. The Medicare report in 2008 pointed to the need for an increase of over 122% in payroll taxes which would mean a move from 2. 9% to 6. 44% to balance inflows with outflows. It is now time for action on the part of the Government to prevent a dismal future for Medicare. References Centers for Medicare and Medicaid Services (2007). Acute Inpatient Prospective Payment System. Retrieved on November 15, 2007 from cms. hhs. gov/AcuteInpatientPPS/04_outlier. asp#TopOfPage U. S. Department of Health Human Services (2007), What are the Medicare premiums and coinsurance rates for 2008? Retrieved on November 15, 2007 from hhs. gov/faq/medicaremedicaid/650. html Medicare (2004). Questions. Retrieved on May 3, 2004 from medicare. gov/. Medicare (2004). Participating Physician Directory. Retrieved on May 3, 2004 from http://www3. medicare. gov/Physician/Search/PhysicianSearch. asp. Social Security Administration (1935, August 14). History. Retrieved March, 06, 2009 from: ssa. gov/history/hfaq. html American Academy of acturies (2008). Medicare’s Financial Condition: Beyond actuarial balance. Retrieved March 6, 2009 form: actuary. org/pdf/medicare/trustees_08. pdf

Wiley Post and Will Rogers Killed in Plane Crash

Wiley Post and Will Rogers Killed in Plane Crash On August 15, 1935, famous aviator Wiley Post and popular humorist Will Rogers were flying together in a Lockheed hybrid airplane when they crashed just 15 miles outside of Point Barrow, Alaska. The engine had stalled just after take-off, causing the plane to nose-dive and crash into a lagoon. Both Post and Rogers died instantly. The death of these two great men, who had brought hope and lightheartedness during the dark days of the Great Depression, was a shocking loss to the nation. Who Was Wiley Post? Wiley Post and Will Rogers were two men from Oklahoma (well, Post had been born in Texas but then moved to Oklahoma as a young boy), who broke free from their ordinary backgrounds and became beloved figures of their time. Wiley Post was a moody, determined man who had started life out on a farm but dreamed of flying. After a brief stint in the army and then in jail, Post spent his free time as a parachutist for a flying circus. Surprisingly, it wasn’t the flying circus that cost him his left eye; instead, it was an accident at his day job- working at an oil field. The financial settlement from this accident allowed Post to buy his first aircraft. Despite missing an eye, Wiley Post became an exceptional pilot. In 1931, Post and his navigator, Harold Gatty, flew Posts trusty Winnie Mae around the world in just under nine days- breaking the previous record by nearly two weeks. This feat made Wiley Post famous around the world. In 1933, Post flew around the world again. This time not only did he do it solo, he also broke his own record. Following these amazing journeys, Wiley Post decided to take to the skies- high in the sky. Post flew at high altitudes, pioneering the world’s first pressure suit to do so (Posts’ suit eventually became the basis for spacesuits). Who Was Will Rogers? Will Rogers was generally a more grounded, genial fellow. Rogers received his down-to-earth beginnings on his family ranch. It was here that Rogers learned the skills he needed to become a trick roper. Leaving the farm to work on vaudeville and then later in movies, Rogers became a popular cowboy figure. Rogers, however, became most famous for his writing. As a syndicated columnist for The New York Times, Rogers used folk wisdom and earthy banter to comment on the world around him.  Many of Will Rogers’ witticism are remembered and oft-quoted to this day. The Decision to Fly to Alaska Besides both being famous, Wiley Post and Will Rogers seemed like very different people. And yet, the two men had long been friends. Back in the day before Post was famous, he would give individuals rides here or there in his airplane. It was during one of these rides that Post met Rogers. It was this friendship that led to their fateful flight together. Wiley Post was planning an investigative tour of Alaska and Russia to see about creating a mail/passenger route from the United States to Russia. He was originally going to take his wife, Mae, and aviatrix Faye Gillis Wells; however, at the last minute, Wells dropped out. As a replacement, Post asked Rogers to join (and help fund) the trip. Rogers agreed and was very excited about the trip. So excited, in fact, that Posts’ wife decided not to join the two men on the excursion, opting to go back home to Oklahoma rather than endure the harsh camping and hunting trips the two men had planned. The Plane Was too Heavy Wiley Post had used his old, but trusty Winnie Mae for both his round-the-world trips. However, Winnie Mae was now outdated and so Post needed a new aircraft for his Alaska-Russia venture. Struggling for funds, Post decided to piece together a plane that would suit his needs. Starting with a fuselage from a Lockheed Orion, Post added extra-long wings from a Lockheed Explorer. He then changed out the regular engine and replaced it with a 550-horsepower Wasp engine that was 145 pounds heavier than the original. Adding an instrument panel from the Winnie Mae and a heavy Hamilton propeller, the plane was getting heavy. Then Post changed out the 160-gallon original fuel tanks and replaced them with the larger- and heavier- 260-gallon tanks. Although the plane was already getting too heavy, Post was not done with his changes. Since Alaska was still a frontier territory, there were not a lot of long stretches on which to land a regular airplane. Thus, Post wanted to add pontoons onto the plane so that they could land on rivers, lakes, and marshes. Through his Alaskan aviator friend Joe Crosson, Post had requested to borrow a pair of Edo 5300 pontoons, to be delivered to Seattle. However, when Post and Rogers arrived in Seattle, the requested pontoons had not yet arrived. Since Rogers was anxious to start the trip and Post anxious to avoid the Department of Commerce inspector, Post took a pair of pontoons off a Fokker tri-motor plane and, despite them being extra long, had them attached to the plane. The plane, which officially had no name, was quite a mismatch of parts. Red with a streak of silver, the fuselage was dwarfed by the huge pontoons. The plane was clearly too nose-heavy. This fact would lead directly to the crash. The Crash Wiley Post and Will Rogers, accompanied by supplies that included two cases of chili (one of Rogers’ favorite foods), set off for Alaska from Seattle at 9:20 am on August 6, 1935. They made a number of stops, visited friends, watched caribou, and enjoyed the scenery. Rogers also regularly typed up newspaper articles on the typewriter he brought along. After partially refueling at Fairbanks and then fully refueling at Lake Harding on August 15, Post and Rogers were headed to the very small town of Point Barrow, 510 miles away. Rogers was intrigued. He wanted to meet an elderly man named Charlie Brower. Brower had lived for 50 years at this remote location and was often called the â€Å"King of the Arctic.† It would make a perfect interview for his column. Rogers was never to meet Brower, however. During this flight, fog set in and, despite flying low to the ground, Post got lost. After circling the area, they spotted some Eskimos and decided to stop and ask for directions. After landing safely in Walakpa Bay, Post and Rogers got out of the airplane and asked Clair Okpeaha, a local sealer, for directions. Discovering that they were only 15 miles away from their destination, the two men ate the dinner offered them and chatted amiably with the locals, then got back into the plane. By this time, the engine had cooled. Everything seemed to start okay. Post taxied the plane and then lifted off. But when the plane reached about 50 feet into the air, the engine stalled. Normally, this would not necessarily be a fatal problem since planes could glide for a while and then perhaps restart. However, since this plane was so incredibly nose-heavy, the nose of the plane pointed straight down. There was no time for a restart or any other maneuver. The plane crashed back into the lagoon nose first, making a big splash, and then tilting onto its back. A small fire had started but lasted only seconds. Post was trapped under the wreckage, pinned to the engine. Rogers had been thrown clear, into the water. Both had died immediately upon impact. Okpeaha witnessed the accident and then ran to Point Barrow for help. The Aftermath Men from Point Barrow got on a motorized whale boat and headed to the crash scene. They were able to retrieve both bodies, noticing that Post’s watch was broken, stopped at 8:18 pm, while Rogers’ watch still worked. The plane, with a split fuselage and a broken right wing, had been completely destroyed. When the news of the deaths of 36-year-old Wiley Post and 55-year-old Will Rogers reached the public, there was a general outcry. Flags were lowered to half-staff, an honor usually reserved for presidents and dignitaries.  The Smithsonian Institution bought Wiley Posts Winnie Mae, which remains on display at the National Air and Space Museum in Washington DC. Near the crash site now sits two concrete monuments to remember the tragic accident that took the lives of two great men.